Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

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Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

Having run my busy practice for 10 years, I struggled to find a consultancy law firm that really offered the autonomy that they promised…until I found Aria Grace Law CIC. AGL gave me the peace of mind to move my busy practice over and to continue my independent journey in the legal profession. It was very much about what the law firm can do for me to enable me to look after my clients whilst continuing to grow.

Susanne Cheung
Partner, Aria Grace Law CIC

It is genuinely refreshing to join such a collaborative firm where everyone is generous with their time, the model puts clients and lawyers first, and all net profits go to charity. The culture is kind, the standards are high and the impact is real.

Nick Price
Partner, Aria Grace Law CIC

Puja is that kind of person you call when you need things to be done quickly as well as professionally as well as personally! I got to work with her as our legal counsel with SDRs of Germany and she has been an absolute game changer! The way she works is not only on point but she also take the time to understand your businesses objectives as well as struggles to make sure she finds the best way of supporting you! 120% I would recommend her again!

Helena Klaus
Co-Founder, SDRs of Germany

Aria Grace Law are very efficient business lawyers who have helped our company on getting ready for the GDPR legislation and also reviewed some of our technology contracts – they provide a high quality, responsive service. They were able to ask me all the right questions and get a clear understanding of our business. They recommended the next steps that will help address compliance with the new legislation and improvements to our currents framework solutions. I will definitely use them again.

Paola Cavallin
General Counsel, Plextek

We were introduced to Aria Grace Law and Nick Bent for commercial legal support. Nick has done great work for us in developing contract templates and supporting us on data privacy concerns, providing us with valued legal insight and first class documents. We look forward to working with Aria Grace Law and Nick in the future on other projects.

Will Cookson
Co-Founder, Pangolin

I can't recommend Puja and the rest of the team at Aria Grace enough. Clear, concise and worked incredibly efficiently, and provided amazing value. The best part? They're a not-for-profit. It's rare to find legal help that's both top-notch and makes a difference in the world. If you need legal support that's professional yet approachable, while also doing some good, look no further.

Sandy Jayaraj
Founder, Claroptica Strategies Ltd

NVOY Technologies are the type of business which all companies should use. IT security is paramount to success and the solutions they offer are fantastic for business of all sizes and stages of growth. We were delighted to be able to support them and look forward to continuing the relationship well into the future.

Lindsay Healy
Aria Grace Law CIC Founder & CEO

I was introduced to Puja in the comments section of a partner's contract. It was rare to see such fair and balanced feedback and it clearly reflected the values of the brand we were working with. We were so intrigued we reached out to Puja to support Journey Further and we've been very impressed with the level of support, quality of service and quick turnaround provided. Thanks Puja and team.

Will Anderson
Head of Growth, Journey Further

We as a firm have worked with Louise on a number of complex cross-border transactions. She has always been very responsive, technically excellent, commercially very wise and has every time brought to the table a wealth of experience which has proven extremely helpful for the process. Definitely magic circle service at a very effective price. Last but not least, Louise is very pleasant to deal with. We could not recommend her more.

Fabio Pizzoccheri
Grimaldi LLP

Thanks Lindsay Healy - Aria Grace Law CIC! I always look forward to working with you on the next crazy stage of our Send journey. It is a pleasure working with you and everyone at AGL.

Ben Huckel
Founder and Chief Operating Officer, Send Technology

We are thrilled to act as the legal counsel for SDRs of Germany and to support it on its journey. Helena and Mattia are inspiring individuals and it's an absolute pleasure to support them with their business. Sarah (my paralegal) and I look forward to our weekly check-ins with Helena and absolutely love how she operates She's commercially minded but fair and with a huge heart - I'm grateful that she's chosen us at Aria Grace Law CIC to be her legal counsel.

Puja Modha
Aria Grace Law CIC Partner

I was recommended Aria Grace Law’s services for a project I’m working on, that focuses on ending cruelty in the Wildlife Tourism industry. Lindsay was incredibly generous, offering his time and expertise to get this project off the ground. It’s great to know that legal help is available for ethical enterprises, at a fraction of the cost of most law firms. Plus, Lindsay is a pleasure to deal with, which always helps the process!

Aaron ‘Bertie’ Gekoski
Environmental Photojournalist for Raise the Red Flag, part of Born Free Foundation

We were introduced to Aria Grace Law and Lindsay Healy for commercial legal support. Nick Bent has done fantastic work for us, first redrafting all of our standard contract templates and then supporting us on specific client contracts. Nick is the trusted business partner we need, he gets to the core of matters quickly and has both a practical and legal perspective which we value. We get a solution-oriented approach with no jargon and with sound advice. We will continue using Aria Grace Law in future and I highly recommend their work.

Ollie Thomas
Co-Founder, Beyond Talent Global LTD

We were introduced by Elena Cooper of Aria Grace Law to Nick Bent for commercial legal support. Nick has done fantastic work for us, providing invaluable help on our client contracts and other commercial matters. Nick is a highly valued business partner with his sound advice, speed of response and practical and solution-oriented approach. We could not recommend him and Aria Grace Law highly enough!

Nathan Abery
Founder, Opal

We were introduced to Aria Grace Law and partner Nick Bent for commercial legal support. Nick has done great work for us in developing our contract templates, including those for resellers and customers, and supporting us on client matters, providing us with valued legal insight and first-class documents. We look forward to working with Aria Grace Law and Nick in future on other projects.

Anca Stancu
Managing Director, Safetech Innovations Gloval Services

I would strongly recommend Puja to anyone in the financial sector looking for top-quality legal support. It is a huge help during challenging times to be able to rely on a lawyer who is not just direct, honest and open in their approach, but also very responsive and reliable. My firm will not hesitate to engage Puja again in the future.

Jamie Smith
Director, Lansmith Global Partners

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

We started using Aria Grace Law, after they were recommended to us by another high-growth VC-backed business. Their ethos resonated and their fee structure was super compelling, so we engaged them to support us through a broad GDPR compliance programme. The whole team loved working with Puja on this - from both a professional and interpersonal perspective. I've been impressed with the pragmatic and commercially-sensitive approach that flowed through everything she did; as well as the high quality of the output. We have since expanded the scope of work that we do with Aria Grace to include employment law and commercial contracts...and now turn to them first for almost any legal advice! I can't recommend Aria Grace highly enough.

Paul Aziz
Vice President of Operations, Splend

I’ve had the pleasure of working with Rory on several corporate transactions over the past few years. He consistently delivers clear, well-structured documentation that align perfectly with the needs of complex transactions. Rory is diligent, detail-oriented, and reliable, making the process smooth and efficient every time. I highly recommend him for his excellent work and professionalism.

Gregory Ayoup
Director, Taxation of Singray Digital

We selected Aria Grace Law as our corporate lawyers because they are really good lawyers (and incredible value, it has to be said). They are real sparing partners helping us to safely grow our business, negotiate contracts, and also they wisely advise us in our corporate finance activities like capital increase, cross participations or M&A.They are experienced in various fields that are really critical for us, and in particular in Insurance, Payments, PSD2, GDPR, etc. but as equally important, they have the same values as we do - their diversity and equality programme and their business model is really good and in my opinion the legal structure for the future. I am very happy to endorse them.

Emmanuel de Resseguier
Chief Executive Officer, Fennech Finance

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