Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

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Key points

Market expertise

Advice informed by experience in leading investment banks.

Comprehensive coverage

Support for lending, trading and collateral arrangements.

Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

Puja and the Aria Grace team have been invaluable partners to our business. Puja does an excellent job, works tirelessly, and always delivers to a fantastic standard. In a rapidly growing start-up speed is often of the essence and Puja's ability to work within the tightest of deadlines is truly amazing. On a personal note, Puja is a delight to work with and always adds a ton of colour to our meetings. Could not recommend her and Aria Grace enough.

Ezana T. Haddis
Chief of Staff, SaaSLeads.io

We originally engaged Aria Grace Law to support Clear Review with implementing the legal mechanisms required to enable restricted transfers of personal data. Impressed by Aria Grace Law's approach to legal services’ delivery, we engaged this ethical partnership again for additional deliverables. Aria Grace’s ethical approach to business resonates with Clear Review’s and our values and I would not hesitate to recommend Lindsay and his team to other organisations: we’ve found them diligent, responsive, and willing to go the “extra mile” to deliver a qualitative service.

Gian Piero Zambrini
Head of Privacy & Information, Clear Review

Puja is that kind of person you call when you need things to be done quickly as well as professionally as well as personally! I got to work with her as our legal counsel with SDRs of Germany and she has been an absolute game changer! The way she works is not only on point but she also take the time to understand your businesses objectives as well as struggles to make sure she finds the best way of supporting you! 120% I would recommend her again!

Helena Klaus
Co-Founder, SDRs of Germany

It has been a genuine pleasure to work with Puja. She has taken the time to thoroughly understand our business, demonstrating not only her deep knowledge but also a clear commitment to providing tailored support that truly makes a difference. I have been most impressed with Puja's ability to adapt her advice and guidance to suit our specific needs, ensuring it is practical, actionable and aligned with the size and current stage of our business. I would highly recommend Puja to anyone seeking a thoughtful, professional and highly skilled lawyer to work with. She will undoubtedly be the first person I contact for all legal matters going forward.

Adi Kasliwal
Founder, AE Partners Limited trading as YourStride

I would highly recommend Puja! She is super professional, understands the big picture commercial issues and thorough in her analyses especially on privacy matters.

Carol Kilgore
Head of Legal, Opia

We were introduced to Aria Grace Law and Nick Bent for commercial legal support. Nick has done great work for us in developing contract templates and supporting us on data privacy concerns, providing us with valued legal insight and first class documents. We look forward to working with Aria Grace Law and Nick in the future on other projects.

Will Cookson
Co-Founder, Pangolin

I was introduced to Puja in the comments section of a partner's contract. It was rare to see such fair and balanced feedback and it clearly reflected the values of the brand we were working with. We were so intrigued we reached out to Puja to support Journey Further and we've been very impressed with the level of support, quality of service and quick turnaround provided. Thanks Puja and team.

Will Anderson
Head of Growth, Journey Further

Puja and her team are exceptional. Puja is very generous with her advice and guidance. She made sure I understand the risks and walked me me through the proposed amends to the agreement that we worked on. From the costs point of view, she stayed within our budget and delivered ahead of deadline. I appreciate Puja’s professionalism, enthusiasm and warmth and looking forward to working with her and her team at Aria Grace Law again.

Martina Molinari
CMO, Manifest.Digital

We are 1000% happy with Aria Grace Law.

Claire Altman
Chief Corporate Officer, Smart Pension

We started using Aria Grace Law, after they were recommended to us by another high-growth VC-backed business. Their ethos resonated and their fee structure was super compelling, so we engaged them to support us through a broad GDPR compliance programme. The whole team loved working with Puja on this - from both a professional and interpersonal perspective. I've been impressed with the pragmatic and commercially-sensitive approach that flowed through everything she did; as well as the high quality of the output. We have since expanded the scope of work that we do with Aria Grace to include employment law and commercial contracts...and now turn to them first for almost any legal advice! I can't recommend Aria Grace highly enough.

Paul Aziz
Vice President of Operations, Splend

We were introduced to Aria Grace Law and Lindsay Healy for commercial legal support. Nick Bent has done fantastic work for us, first redrafting all of our standard contract templates and then supporting us on specific client contracts. Nick is the trusted business partner we need, he gets to the core of matters quickly and has both a practical and legal perspective which we value. We get a solution-oriented approach with no jargon and with sound advice. We will continue using Aria Grace Law in future and I highly recommend their work.

Ollie Thomas
Co-Founder, Beyond Talent Global LTD

Of the many commercial lawyers I've engaged with, Puja stands out as someone who just 'gets it'. She strikes a delicate balance between driving commercially successful outcomes and appropriately managing risk, whether she's advising on an important customer agreement or a vendor contract. I'd strongly recommend Puja and the wider Aria Grace team, who are both experts at delivery and a pleasure to work with.

Steve Lamb
Head of Product, Kyckr

We are delighted to have supported the shareholders of Alchemy on this important transaction. The deal reflects the strength of the business they have built and the strategic fit with NTT. This transaction was led by Louise Wolfson, former partner of a magic circle firm, who brings significant experience and ease to any corporate deal. It was also a proud first for us that she got to work with her father, Jeff Durkin, on this transaction.

Lindsay Healy
CEO, Aria Grace Law CIC

We selected Aria Grace Law as our corporate lawyers because they are really good lawyers (and incredible value, it has to be said). They are real sparing partners helping us to safely grow our business, negotiate contracts, and also they wisely advise us in our corporate finance activities like capital increase, cross participations or M&A.They are experienced in various fields that are really critical for us, and in particular in Insurance, Payments, PSD2, GDPR, etc. but as equally important, they have the same values as we do - their diversity and equality programme and their business model is really good and in my opinion the legal structure for the future. I am very happy to endorse them.

Emmanuel de Resseguier
Chief Executive Officer, Fennech Finance

Puja just gets it, she grasps the core of the issue quickly, responds quickly, and is a lovely person to work with. And on top of that Aria Grace plants trees and has a strong charitable donation program. Brilliant!

Angus Bradley
Managing Director, safedrop & Projectfusion

Aria Grace Law supported us on ensuring our European E-commerce site policies were compliant, and fairly protecting the consumer and us as a business. What stood out to me was how both the legal process, and terminology, was broken down into a dialogue that made the information attainable and useable – it was like learning from your favourite teacher! I think the ethical approach is wonderful, the transparent simple pricing commercially sensible and effective, and all members of the team I have come across I have been very happy working with. I will certainly be recommending the firm to other businesses.

Tim Pluess
Head of International & E-commerce Sales, Mibelle Group Brands

We are thrilled to act as the legal counsel for SDRs of Germany and to support it on its journey. Helena and Mattia are inspiring individuals and it's an absolute pleasure to support them with their business. Sarah (my paralegal) and I look forward to our weekly check-ins with Helena and absolutely love how she operates She's commercially minded but fair and with a huge heart - I'm grateful that she's chosen us at Aria Grace Law CIC to be her legal counsel.

Puja Modha
Aria Grace Law CIC Partner

Working with Puja has been a real pleasure. She’s been able to provide exceptional advice, always with a commercial mindset which is super important, and she genuinely feels like an extension of my team.

Nirav Karia
Group Chief Operating Officer, Curation Corporation Limited

Puja is an excellent lawyer. She knows how to complete complex work efficiently and effectively and she is very empathetic and reliable. Puja has been supporting me with creating AyurvedaDoc over the last few years and offers more than just legal support but has been imperative in the operations and marketing too. With her knowledge and experience, she immediately understands most situations and consistently helps me to work through any challenges that AyurvedaDoc faces. I have no hesitation in recommending Puja.

Susheel Saini
Chief Executive Officer & Founder, AyurvedaDoc

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

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