Banking & Finance Law

Banking and finance transactions demand precision and a clear understanding of market standards. At Aria Grace Law CIC, our lawyers combine technical expertise with practical insight gained from senior roles in investment banks. This experience allows us to anticipate challenges and advise on documentation, compliance and risk management across complex financial arrangements. Our goal is to help clients structure transactions that are robust, efficient and aligned with regulatory requirements.

We work with borrowers, lenders, trustees, arrangers and investors on a wide range of financing matters. Our advice covers bilateral and syndicated lending, trading documentation and collateral arrangements, as well as regulatory issues affecting financial institutions. With expertise in market-standard agreements such as the International Swaps and Derivatives Association (ISDA) Master Agreement and Loan Market Association (LMA) documentation, we ensure that your documentation is accurate, enforceable, and tailored to your commercial objectives.

Beyond transactional support, we assist clients with regulatory challenges, including Brexit-related restrictions, trading venue obligations and benchmark reform. Our lawyers have advised major banks on London Interbank Offered Rate (LIBOR) transition and negotiated amendments to derivatives and loan agreements. We aim to provide clarity in a complex regulatory environment, helping businesses manage risk and maintain compliance while adapting to evolving market conditions.

Want to learn how we can help?

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Get in touch

Key points

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Market expertise

Advice informed by experience in leading investment banks.

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Comprehensive coverage

Support for lending, trading and collateral arrangements.

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Regulatory insight

Guidance on Brexit, LIBOR transition, and compliance issues.

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Practical solutions

Documentation and strategies designed for clarity and enforceability.

How we do things differently

1. A model built on fairness

We operate as a Community Interest Company, meaning our profits don’t line shareholders’ pockets, they fund social impact. When you work with us, you’re choosing a legal partner that reinvests in education, environmental justice and grassroots initiatives. It’s law with purpose, designed to create value beyond the transaction.

2. Experienced lawyers, not billable quotas

Our lawyers keep 90% of fees, attracting senior talent from magic circle and elite firms. This means you work with experts who prioritise quality and outcomes, not billable-hour targets. Every piece of advice reflects decades of experience and a commitment to doing law differently.

3. Transparent pricing, no surprises

We believe in clarity – not just in contracts, but in costs. Our pricing is modular and transparent, so you know exactly what you’re paying for. No hidden extras, no unexpected charges, just fair, predictable fees.

4. Advice that works in practice

Legal advice should empower, not confuse. We deliver solutions that are practical, actionable and aligned with your business goals. Whether you need a single agreement or a suite of contracts, our focus is on clarity, efficiency and measurable impact.

“Aria Grace Law CIC are a first class legal team and a trusted advisor to our business. The ethical principles behind the business persuaded us to start using them and the excellent service and support ensured that we continue to do so.”

Client

Aria Grace International have given me first-class legal advice on a complex and ongoing commercial project, and have done so at an extraordinarily reasonable rate. In an often-cutthroat world, their genuinely ethical business model stands out as a shining example of how business ought to be done, and I can't recommend their services highly enough.

Ben Saunders

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Elena Pantazi Read
Partner, Talent & Portfolio at Northzone

sdrs

Puja is that kind of person you call when you need things to be done quickly as well as professionally as well as personally! I got to work with her as our legal counsel with SDRs of Germany and she has been an absolute game changer! The way she works is not only on point but she also take the time to understand your businesses objectives as well as struggles to make sure she finds the best way of supporting you! 120% I would recommend her again!

Helena Klaus
SDRs of Germany, Co-Founder

We are delighted that we could support eola and Will, who we had previously worked with in other capacities. Their business and model is multi-faceted and with exciting high growth potential. The team were great to work with and we look forward to supporting eola into the future!

Puja Modha
AGL CIC Partner

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John Smith
Job Title

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Lisa Smith
Job Title

The terms of service created by Aria Grace Law CIC have been absolutely intrinsic in the success of our recent commercial results by significantly reducing red lines and push back barriers. They show that tier 1 level legal services don't have to be delivered in the traditional 'corporate' way!

Will Koning
eola CCO

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